Cyber Solutions® & Medefense® Plus

Cyber Solutions® is comprehensive insurance program to help protect you and your reputation.

In the health care industry today, it’s not a matter of if a breach will occur — it’s a matter of when. Patient data is a target for fraudulent use and according to Ponemon Institute’s latest research, malicious or criminal attacks are now the leading cause of data breach.1

Comprehensive Coverage

Eligible2 policyholders receive $100,000 in coverage as an endorsement to their policy, with the option to purchase up to $10,000,000. Coverage is included for both third party liability claims as well as first party (direct) costs incurred in the event of a privacy breach with no deductible.

Coverage includes:
  • Multimedia Liability Coverage
  • Security and Privacy Liability Coverage
  • Privacy regulatory defense and penalties coverage (to the extent insurable by law)
  • PCI DSS assessment coverage*
  • Privacy breach response costs, patient notification expenses, patient support and credit monitoring
  • Network Asset Protection
  • Cyber Extortion Coverage
  • Cyber Terrorism Coverage
  • BrandGuard®*
  • Cyber Crime*
  • Medefense® Plus*

*Indicates new coverage provided in 2017 pending approval of state departments of insurance.
For detailed coverage information, refer to the

Online Loss Prevention Resources

As a Cyber Solutions™ policyholder with MMIC, you have unlimited access to an online data security risk management service that includes:

  • Compliance Materials
  • Quarterly Newsletters and Instant Alerts
  • Expert support
  • Step-by-step Procedures to Lower Risk
  • Training Modules
  • Guidance for Handling Data Breaches


To find out more about MMIC’s Cyber Solutions, send us a note at:

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Downloadable Applications Forms (PDF)

  Applications for Hospitals and
Health Care Facilities
Cyber Solutions® / Medefense® Plus
  Physician Application
(New Business & Renewal)
Cyber Solutions® / Medefense® Plus
  Physician Renewal
(for Less Than 26 Physicians)
Cyber Solutions® / Medefense® Plus

1: Sixth Annual Benchmark Study on Privacy & Security of Healthcare Data published by the Ponemon Institute May 2016.
2: Eligible policyholders include independently owned and operated physician practices, hospitals, long-term care and outpatient facilities with revenues less than $250 million and medical professional liability deductibles less than $250,000.

Medefense Plus®

Medefense® Plus provides an effective insurance solution for health care organizations facing Medicare and Medicaid billing audits and investigations as well as EMTALA, Stark and HIPAA proceedings.